Prospects Microfinance Bank Ltd was incorporated on March 31, 2008 with the Corporate Affairs Commission via CAC Registration number RC738522 and granted a final license to operate as a unit Microfinance Bank in Akwa Ibom State in August 2008 by the Central bank of Nigeria. The Bank has an Authorised Share capital of N150 million out of which N93, 578, 900.00 million has been paid up. It has a total asset base of over N140 million.

PROSPECTS MFB has fulfilled its mandate by providing Microfinance services to large segment of the productive but financially excluded population. It has been doing this through the provisions of credit, savings, micro-easing, asset acquisition, money transfer, financial advisory services among others

Our Vision

To assist in the reduction of poverty thereby empowering the economically active but poor to be financially self-reliant.

Our Mission

To offer financial services aimed at empowering the low income earners, small and medium scale entrepreneurs to create wealth.

Our Core Values

Excellence Services: We continuously update our resources and services in the context of the ever-changing economic and business environment in order to give the best of services available to our ever supporting customers
Customers' Supremacy: We recognize the fact that the customer is the king and that, he is always right. This makes it incumbent on us to evolve people-oriented banking relationship that is anchored on trust and mutual respect. Hence our commitment to serve.
Corporate Governance: We conduct our operations in the most transparent manner and in line with best practices and comply with regulations.